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Common Questions
- How to find my bank's IFSC code?
- What is MICR code?
- How to verify IFSC code?
- Where to find SWIFT code?
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Frequently Asked Questions
What is an IFSC Code?
IFSC (Indian Financial System Code) is an 11-digit code that uniquely identifies a bank branch in India. It's essential for NEFT, RTGS, and IMPS transactions.
How to find my bank's IFSC code?
You can find your bank's IFSC code by:
- Using our search tool on the homepage
- Checking your bank passbook or cheque
- Visiting your bank's official website
What is MICR code?
MICR (Magnetic Ink Character Recognition) is a 9-digit code that appears on cheques and helps in identifying the bank branch. It's primarily used for cheque clearing.
User Guide
How to Use Our Search Tool
- Choose your preferred search method (Bank, IFSC, or City)
- Select your bank from the dropdown menu
- Choose your state and city
- Select your branch
- View complete branch details including IFSC, MICR, and SWIFT codes
Additional Features
QR Code Generation
Easily share branch details by generating a QR code that others can scan.
Copy to Clipboard
Quick copy feature for IFSC, MICR, and SWIFT codes with a single click.
Banking Information
Understanding IFSC Codes
Structure of IFSC Code
An IFSC code consists of 11 characters:
- First 4 characters: Bank code (e.g., SBIN for State Bank of India)
- 5th character: Always '0' (zero)
- Last 6 characters: Branch code
Where to Find IFSC Code
- Printed on cheque books
- Bank passbooks
- Bank statements
- Bank's official website
Fund Transfer Methods
NEFT
- • No minimum amount
- • No maximum limit
- • Batch processing
- • Available 24/7
RTGS
- • Minimum: ₹2 lakhs
- • No maximum limit
- • Real-time transfer
- • Available 24/7
IMPS
- • Up to ₹5 lakhs
- • Instant transfer
- • Available 24/7
- • Mobile banking
Important Banking Terms
MICR Code
A 9-digit code printed on cheques using magnetic ink:
- First 3 digits: City code
- Next 3 digits: Bank code
- Last 3 digits: Branch code
SWIFT Code
Used for international transfers:
- 8 or 11 characters long
- Identifies bank globally
- Required for foreign transactions
- Also known as BIC code