SIP Calculator

Calculate your Systematic Investment Plan returns and plan your investments. Estimate maturity amount, total investment, and potential gains with accurate projections.

Your planned monthly SIP amount
Duration of your investment
Expected annual rate of return
Expected annual inflation rate (optional)

About SIP Calculator

The SIP Calculator helps you estimate returns on your Systematic Investment Plan. It considers factors like monthly investment, investment period, and expected returns to provide accurate projections. Use it to plan your investments and achieve your financial goals.

Step 1: Enter Monthly Investment

Input your planned monthly SIP amount

Step 2: Set Investment Period

Choose your investment duration in years

Step 3: Enter Expected Returns

Specify your expected annual rate of return

Step 4: View Results

Get detailed projections of maturity amount and wealth gained

How to Use the Calculator

Step 1: Enter Investment Details

Input your monthly SIP amount and investment period

Step 2: Set Return Expectations

Specify your expected rate of return and inflation rate

Step 3: Analyze Results

Review the projected maturity amount and wealth gained

Step 4: Plan Your Investment

Use the insights to make informed investment decisions

Benefits

Rupee Cost Averaging

Buy more units when prices are low and fewer when prices are high

Power of Compounding

Earn returns on your returns, leading to exponential growth

Disciplined Investing

Regular investments help build wealth systematically

Flexible Investment

Start with small amounts and increase as your income grows

Risk Management

Spread your investment across different market conditions

Goal Planning

Plan and achieve your financial goals with systematic investing

Key Features

Accurate maturity amount calculation
Detailed investment growth visualization
Inflation-adjusted returns calculation
Flexible investment period options
Year-wise investment tracking
Mobile-responsive design

Frequently Asked Questions

What is SIP?

Systematic Investment Plan (SIP) is an investment method where you invest a fixed amount regularly in mutual funds. It helps in rupee cost averaging and building wealth over time.

How is SIP return calculated?

SIP returns are calculated using the compound interest formula, considering monthly investments and the power of compounding over the investment period.

What are the benefits of SIP?

Benefits include rupee cost averaging, power of compounding, disciplined investing, flexibility in investment amount, and potential for long-term wealth creation.

How does rupee cost averaging work in SIP?

Rupee cost averaging means you buy more units when prices are low and fewer when prices are high, averaging out your purchase cost over time.

Can I change my SIP amount?

Yes, most mutual funds allow you to increase or decrease your SIP amount. You can also pause or stop your SIP at any time.