Income Tax Calculator

Calculate your income tax under both old and new tax regimes. Get detailed insights into your tax liability and savings opportunities.

Basic Details

Income Details

Deductions & Exemptions

Tax Calculation Results

Tax Calculation Details

Total Income ₹0
Exemption and deduction ₹0
Exempt Allowances ₹0
Standard Deductions ₹50,000
Chapter VI A Deductions ₹0
Taxable Income ₹0
Tax Payable ₹0
Income Tax ₹0
Surcharge ₹0
Health and Education Cess ₹0

Tax Composition

Tax Calculation Details

Total Income ₹0
Exemption and deduction ₹0
Exempt Allowances ₹0
Standard Deductions ₹75,000
Chapter VI A Deductions ₹0
Taxable Income ₹0
Tax Payable ₹0
Income Tax ₹0
Surcharge ₹0
Health and Education Cess ₹0

Tax Composition

Tax Slabs Comparison

Income Range Old Regime Rate New Regime Rate
Up to ₹4L 0% 0%
₹4L - ₹8L 5% 5%
₹8L - ₹12L 20% 10%
₹12L - ₹16L 30% 15%
₹16L - ₹20L 30% 20%
₹20L - ₹24L 30% 25%
Above ₹24L 30% 30%

Tax Saving Recommendations

About Income Tax Calculator

Our Income Tax Calculator is a comprehensive tool designed to help you calculate your tax liability under both old and new tax regimes. Whether you're a salaried individual, business owner, or professional, this calculator provides accurate tax calculations and personalized insights to help you make informed financial decisions.

The calculator takes into account various income sources, deductions, and exemptions available under both tax regimes. It provides a detailed breakdown of your tax liability, including surcharge and education cess, along with tax-saving recommendations tailored to your financial profile.

How to Use the Calculator

Select Tax Regime

Choose between the old and new tax regime based on your preference and eligibility.

Enter Income Details

Input your salary, allowances, and other sources of income for accurate calculations.

Add Deductions

Include applicable deductions and exemptions under various sections of the Income Tax Act.

View Results

Get detailed tax calculations, charts, and comparisons between both tax regimes.

Get Recommendations

Receive personalized tax-saving suggestions based on your financial profile.

Export Results

Download your tax calculation details in CSV format for future reference.

Benefits of Using Our Calculator

Accurate Calculations

Get precise tax calculations based on the latest tax slabs and rules.

Regime Comparison

Compare tax liability under both old and new tax regimes to make informed decisions.

Visual Analysis

Understand your tax breakdown through interactive charts and graphs.

Smart Recommendations

Receive personalized suggestions for tax-saving investments and deductions.

Data Security

Your financial information is processed securely and never stored.

Time-Saving

Calculate your taxes instantly without manual calculations or complex formulas.

Key Features

Dual Regime Support

Calculate and compare tax liability under both old and new tax regimes.

Comprehensive Coverage

Includes all major income sources, deductions, and exemptions.

Detailed Analysis

Get complete breakdown of your tax calculation with visual representations.

Frequently Asked Questions

What is the difference between old and new tax regimes?
The old tax regime allows various deductions and exemptions but has higher tax rates. The new tax regime has lower tax rates but doesn't allow most deductions except for standard deduction. Choose based on your investment and tax-saving patterns.
Which tax regime should I choose?
The choice depends on your income level and investments. Generally, if you have significant investments and claim multiple deductions, the old regime might be beneficial. If you prefer simplicity and don't claim many deductions, the new regime might be better.
What are the major deductions available under Section 80C?
Section 80C includes investments in PPF, ELSS, life insurance premiums, EPF contributions, home loan principal repayment, children's tuition fees, and more. The maximum deduction available is ₹1.5 lakhs per financial year.
How is surcharge calculated?
Surcharge is applicable when your income exceeds ₹50 lakhs. It's 10% for income between ₹50 lakhs and ₹1 crore, and 15% for income above ₹1 crore. The surcharge is calculated on the basic tax amount.
What is Health and Education Cess?
Health and Education Cess is charged at 4% on the total of income tax and surcharge. It's mandatory for all taxpayers and helps fund education and healthcare initiatives.